Making the Right Choice: Trade School or 4-Year University?

Choosing the right educational path after high school can be a daunting decision for many students. The traditional route of attending a 4-year university has long been considered the default choice, but trade schools are gaining popularity for their practical, skills-focused education. In this blog post, we will explore the factors that students should consider when deciding between trade school and a 4-year university, helping them make an informed choice that aligns with their goals and aspirations.

1. Assess Your Interests and Career Goals:

Before making a decision, take some time to reflect on your interests, passions, and long-term career goals. Consider the specific industries and professions that intrigue you. Trade schools are well-suited for those who desire hands-on, specialized training in fields such as automotive technology, culinary arts, electrical work, plumbing, and many others. Conversely, if your aspirations lie in fields like medicine, law, engineering, or research, a 4-year university might be a better fit.

2. Evaluate Financial Considerations:

Finances play a significant role in the decision-making process. Trade schools often offer shorter programs with lower tuition costs compared to universities. This means you can enter the workforce earlier and potentially start earning a decent income sooner. Additionally, trade schools typically have strong connections with local industries, increasing your chances of finding employment quickly after graduation. On the other hand, universities offer a broader range of academic programs and degrees, but they often come with higher tuition fees and a longer time commitment.

3. Consider the Time Investment:

Time is a valuable resource, and the duration of your chosen educational program should align with your personal circumstances and goals. Trade schools generally offer programs that range from a few months to two years, providing you with the opportunity to enter the job market quickly. In contrast, a 4-year university program requires a more extended commitment. Consider whether you prefer a shorter, more focused education or a more comprehensive and in-depth academic experience.

4. Reflect on Learning Preferences:

Think about your learning style and preferences. If you enjoy hands-on learning and practical applications, trade schools offer immersive training that emphasizes real-world skills. These programs often combine classroom instruction with extensive hands-on experience, enabling you to master your craft quickly. On the other hand, universities provide a broader education with a focus on theory, critical thinking, and research. If you enjoy a more theoretical and academic approach to learning, a 4-year university might be the better choice.

5. Explore Career Opportunities and Advancement:

Research the career opportunities and advancement potential in your desired field for both trade school and university graduates. Some trades offer excellent job prospects and opportunities for growth, while others may have limitations. Universities, with their emphasis on theoretical knowledge, can provide a broader foundation that opens doors to various career paths. It’s essential to consider the long-term prospects and growth potential in your chosen field.

Deciding between trade school and a 4-year university is a personal choice that should be based on careful consideration of your interests, career goals, financial situation, time commitment, learning preferences, and future prospects. Both trade schools and universities offer unique benefits and can lead to successful and fulfilling careers. Ultimately, the right choice depends on what aligns best with your individual aspirations and circumstances. Remember, there is no one-size-fits-all answer, and the most important thing is to pursue an education that will empower you to achieve your goals and thrive in your chosen profession.

No matter which path you determine to be best for you, Lite Tuition can help students of all backgrounds to obtain higher education without the burden of debt. Visit our students page to see how it works and create your free campaign today.

4 College Majors in High Demand Due to the Rise of AI: Prepare for the Future of Work with These In-Demand Degrees

AI (Artificial Intelligence) is a rapidly growing field that is revolutionizing the way we live, work, and learn. As AI becomes more prevalent, the demand for professionals with the skills and knowledge to work with this technology is increasing. In this blog post, we will explore four college majors that are likely to be in high demand in the next few years due to the rise of AI.

  1. Computer Science: A major in computer science provides students with a strong foundation in programming, algorithms, and data structures, all of which are essential skills for working with AI. Computer science majors can specialize in machine learning, natural language processing, and robotics. As AI becomes more prevalent in various industries, the demand for computer science graduates will continue to grow.
  2. Data Science: Data science is a major that focuses on the analysis and interpretation of large datasets. In the age of AI, data science is becoming increasingly important as AI systems rely on data to learn and make decisions. Data science majors learn programming, statistics, and machine learning, and can specialize in areas such as data visualization and data engineering.
  3. Mathematics: Mathematics is a major that provides students with a strong foundation in numerical analysis and problem-solving skills, which are essential for working with AI. Mathematics majors can specialize in areas such as statistics, optimization, and linear algebra, which are all relevant to AI.
  4. Business: As AI becomes more prevalent in various industries, businesses need professionals who understand how to integrate AI into their operations. A major in business with a focus on AI can provide students with the skills and knowledge to develop AI strategies and implement AI systems. Business majors can specialize in areas such as marketing, finance, and operations, all of which can benefit from AI.

The rise of AI is creating new opportunities for college graduates in various majors. Students who are interested in working with AI should consider majors such as computer science, data science, mathematics, and business. At Lite Tuition, we believe that everyone should have access to affordable education. Create your free campaign on Lite Tuition today and start saving for your higher education!

Touring colleges? Check out these important questions to ask on your next college tour!

5 ways parents of young students can help their children keep their love for learning.

As a parent, you play a critical role in shaping your child’s attitude towards learning. It is your responsibility to create a positive learning environment that fosters their curiosity, encourages them to explore their interests, and helps them develop a love for learning that will last a lifetime.

Here are five ways parents of young students can help their children keep their love for learning:

  1. Encourage curiosity:

Curiosity is one of the most important qualities for a lifelong learner. Encourage your child to ask questions and explore their interests. This can be as simple as asking them what they’re curious about, and then helping them find resources to explore those interests further. You can also take them on field trips to museums, science centers, or other educational destinations that will stimulate their curiosity and inspire them to learn more.

  1. Make learning enjoyable:

Learning doesn’t have to be boring or tedious. Find ways to make learning enjoyable, such as using games or hands-on activities. This can help children stay engaged and interested in learning. For example, if your child is learning about math, you can play games that involve counting, addition, or subtraction. If they’re learning about science, you can do experiments together or go on nature walks to observe the world around you.

  1. Celebrate accomplishments:

It’s important to celebrate your child’s learning accomplishments, no matter how small. This helps build confidence and motivation. When your child learns something new or achieves a goal, take the time to recognize their effort and hard work. This can be as simple as praising them for a job well done or creating a special certificate to commemorate their accomplishment.

  1. Create a positive learning environment:

Creating a positive learning environment at home is important for helping your child stay focused and engaged in their studies. This means removing distractions and providing a quiet space for your child to study. You can also make sure they have access to the resources they need, such as books, pencils, and paper. Encourage them to keep their study area neat and organized, and make sure they have plenty of natural light and fresh air.

  1. Lead by example:

Children learn by example, so it’s important to show them that you value learning as well. This means modeling good study habits, such as reading, learning new skills, and trying new things. You can also share your own interests and passions with your child, and encourage them to explore their own. This can help build a strong bond between you and your child, and inspire them to develop a love for learning that will last a lifetime.

As a parent, you have the power to shape your child’s attitude towards learning. By encouraging their curiosity, making learning enjoyable, celebrating their accomplishments, creating a positive learning environment, and leading by example, you can help your child develop a love for learning that will serve them well throughout their life. Remember, learning is not just about memorizing facts and figures, it’s about exploring the world around us and discovering new ideas and perspectives. So, embrace the journey of learning with your child, and watch them grow into confident, curious, and successful individuals.

Interested in learning more about how to start saving for higher education with Lite Tuition? Check out our student page here.


Important Questions to Ask On Your Next College Tour

When choosing a college, it’s important to visit the campus and get a feel for the environment. College tours are a great way to do this, but it’s important to ask the right questions during your visit. Here are some important questions every prospective student should ask on their college tour.

  1. What is the student-to-faculty ratio?

The student-to-faculty ratio is an important factor to consider when choosing a college. It can have a big impact on your academic experience, as well as the amount of attention you receive from your professors. Generally, a lower student-to-faculty ratio is better, as it means you’ll have more opportunities to interact with your professors and receive personalized attention.

  1. What kind of support is available for students?

College can be a challenging experience, and it’s important to have support when you need it. Ask about the resources available for students, such as tutoring services, counseling services, and academic advising. It’s also important to ask about the campus culture and what kind of support is available for students who may be struggling with mental health issues.

  1. What kind of extracurricular activities are available?

College is about more than just academics. Extracurricular activities can help you develop new skills, make friends, and have fun. Ask about the clubs and organizations available on campus, as well as any sports teams or intramural leagues. This can give you a sense of the campus culture and help you decide if the school is a good fit for you.

  1. What kind of internships and career opportunities are available?

One of the main reasons people go to college is to prepare for their future careers. Ask about the internships and career opportunities available to students, as well as the support provided by the school’s career center. This can help you determine if the school will help you achieve your career goals.

  1. What is the campus safety like?

Feeling safe on campus is important for your well-being. Ask about the campus safety measures in place, such as security cameras, emergency phones, and campus police. It’s also important to ask about the campus crime rate and any recent incidents that have occurred on campus.

  1. What is the housing situation like?

Living on campus is a big part of the college experience. Ask about the housing options available to students, such as dorms, apartments, and off-campus housing. You should also ask about the cost of housing and any meal plans that are available.

  1. What is the diversity like on campus?

College is a great opportunity to meet people from different backgrounds and cultures. Ask about the diversity on campus, including the percentage of students from different ethnic and racial backgrounds. Be sure to get a good feel for the school’s commitment to diversity and inclusion, and any programs or initiatives in place to promote these values.

  1. What is the cost of attendance?

College can be expensive, and it’s important to have a clear understanding of the cost of attendance. Ask about the tuition and fees, as well as any available financial aid and scholarships, as well as the cost of living on campus and any other expenses that may be associated with attending the school.

  1. What kind of academic programs are available?

Every college has its own strengths and weaknesses when it comes to academic programs. Ask about the specific programs that interest you, as well as any research opportunities and study abroad programs. This can help you determine if the school is a good fit for your academic interests and goals.

  1. What is the student life like?

Finally, ask about the overall student life on campus. This can include everything from the social scene to the availability of on-campus resources. It’s important to get a sense of what it’s like to be a student at the school, and whether or not you would be happy there.

In conclusion, there are many important questions to ask on a college tour. By asking these questions, you can get a better sense of whether or not a school is the right fit for you. Remember to keep an open mind, and don’t be afraid to ask follow-up questions if you need more information. Good luck with your college search!

Key Financial Terms Every Student Should Know

Financial literacy is an important skill for all students to cultivate before they graduate.
Transitioning out of high school or college is a major life change and it can oftentimes feel
overwhelming. To help you prepare, we’ve put together a list of key financial terms every
student should understand before they enter or leave school.

Student Aid Terms

Financial Aid: Financial aid is the money you can receive from the government, your school,
or other organizations to help you pay for college. This can include grants, scholarships, workstudy, and student loans.

Grants: Grants are a form of financial aid that does not have to be repaid. Grants are typically
based on financial need or academic performance.

Scholarships: Scholarships are a form of financial aid that does not have to be repaid.
Scholarships are typically based on academic performance and/or other criteria, such as
extracurricular activities.

Work-Study: Work-study is a form of financial aid that requires you to work in order to receive
payment. Work-study is typically awarded to students who demonstrate financial need.

Student Loans: Student loans are a form of financial aid that must be repaid, usually with
interest. Student loans are typically based on financial need.

Credit Terms

Credit Score: A credit score is a number that reflects your creditworthiness. It is based on
information in your credit report, such as payment history, amount of debt, and number of

Credit Report: A credit report is a record of your credit history that is used to calculate your
credit score. It includes information about your credit accounts and payment history.

Interest Rate: An interest rate is the amount of money charged by a lender for the use of their
money. Interest rates are typically based on your credit score and other factors.

Credit Card: A credit card is a type of loan that allows you to borrow money from a lender.
Credit cards typically have a high interest rate and an annual fee.

Tax Terms

Tax Deduction: A tax deduction is an amount of money that can be subtracted from your
taxable income. Tax deductions can include charitable donations, mortgage interest, and
medical expenses.

Tax Credit: A tax credit is an amount of money that can be subtracted from your tax bill. Tax
credits can include educational expenses and child care expenses

The Manyatta Library Renovations Are Complete!

Bringing reading materials and financial literacy to the people of West Pokot, Kenya

This morning as I sit in bed with a cup of coffee waiting for the sun to rise, I feel incredibly grateful. Soon I’ll hear the beautiful noise that is my two young daughters awakening from their sleep, ready to take on the day with an enormous amount of energy. 

I realized something this morning. I had started to take for granted many of the basic resources at my disposal that make the pursuit of a quality education accessible to myself and my family. It’s not that I’m ungrateful for these resources, but rather I had let the chaos of my day to day life distract me from being consciously mindful of these blessings.

As my daughters continue to sleep, I begin to plan out the day ahead. After breakfast, we’ll start by going to a Mommy & Me storytime event that our local public library hosts weekly. After that I’ll take my daughters to one of the many parks within our community so that my oldest can play with other kids her age and let out some much needed energy before naptime. In the afternoon, I’ll help guide her through some worksheets from a preschool activity book that I purchased at my local bookstore as a way to compliment her current school’s curriculum, followed by reading with them both from several of the numerous educational books that we have in our home library.   

In contrast, nearly half way around the world and roughly 270 miles northwest of Nairobi, Kenya, lies the rural village of West Pokot. This is a place relatively untouched by technology, as evidenced through its severely lacking healthcare systems and illiteracy level of 90%. West Pokot is also a place where power relations between men and women are greatly unequal, and education for the well-being of women is not valued.

Josephine Chenangat Murgor, MPH

I’d like to introduce you to Josie, our fellow advocate, friend, and inspiration for the Manyatta Library renovation. She was born and raised in Kenya, in a tribe where, instead of aspiring to achieve an education, girls are born with the aspiration of being married off at a young age in order to provide the most financial support for their family. In fact, it’s quite common for girls as young as 10 years old to be married off if their family cannot afford to pay for their education costs.

Insecurity and lack of access to information regarding schools in this community are some of the many factors that restrict these children from accessing education, thus leaving them in a vicious cycle of poverty and illiteracy. Josie was fortunate enough to come from a family who was able to afford to provide her with a quality education in the United States. Because of this, she was able to eventually earn her masters degree in public health, and is Director of Programs and Development at Color My Dreams. A small non profit that was founded by Edith Cherotich. Through the nonprofit, Josie and her team work to promote literacy in the form of libraries, to ensure that every disadvantaged child has access to books and other educational materials that they need to reach their full potential.

By partnering with Color My Dreams Africa, Lite Tuition was able to renovate the main library within the Lokna village in Pokot—the Manyatta Library. The renovation was led by a group of 15 local West Pokot women who will also be responsible for maintaining the library with guidance from the CMDA team. 

Unlike traditional libraries, books from the Manyatta Library are dropped off and picked up from villages within West Pokot so that students and teachers are not required to abandon their lifestyle or daily tasks in order to access the materials they need. To accomplish this, Little Tree libraries will be installed in 10 schools within 4 different villages in Pokot. The Little Tree libraries will be used to house books and other relevant materials within the schools themselves. Stewards have been appointed to each Little Tree library, and are responsible for its general maintenance and operations, including picking up and dropping off books from the Manyatta. 

Lite Tuition’s mission is to help make education more accessible to anyone who seeks it, and we are thrilled to be able to partner with Color My Dreams Africa to work to make this mission a reality for the people of West Pokot! 

Visit our website to learn more about how you can create your free educational savings campaign, or support some very hardworking students on their path to a debt-free education!


Invest in Yourself: The Debt-Free Path to Higher Education

Education is the passport to the future, for tomorrow belongs to those who prepare for it today.

-Malcolm X

‘What do you want to be when you grow up?’ This is a question that most of us have heard regularly as a child. Maybe it’s a doctor, a teacher, or even a professional athlete — the possibilities are endless! And while it’s both exciting and magical to dream about the different paths that our lives could one day take, it is also vital that the conversation doesn’t end there. 

At Lite Tuition, we believe that creating a plan for how an educational goal will be achieved is just as important as what that goal is. Too often, Americans rely on student loans to pay for education costs, which ultimately ends up stunting their future financial success. In his book, “The Debt Trap: How Student Loans Became a National Catastrophe,” Josh Mitchell eloquently explains how many borrowers are actually worse off for having gone to college, as student loan debt has caused higher education to stop being a ladder to career and financial success, and has instead become a slide downward. 

Let’s change this narrative! 

Our initiative, #InvestInYourself, empowers hardworking students to showcase and share their unique story with supporters all around the world. Creating a campaign is absolutely free, and to help get you started, Lite Tuition will be contributing $25 to all students who share their campaign on social media (make sure to tag Lite Tuition and include the hashtag #InvestInYourself)!

How to get started:

  1. Start your campaign
  • Create a greeting to welcome supporters to your page
  • Share your name, what college you are (or will be) attending, and any other accomplishments related to your education
  • Add a picture or video
  1. Share your story
  • Get your story in front of supporters by sharing your campaign through text, email, or social media
  1. Graduate and pay it forward
  • Thank supporters
  • Funds raised will be sent directly to your chosen school to be applied to tuition cost